Multi-Currency Account

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Currency Account

The Multi-Currency Account lets you hold, manage, and exchange more than 20 major currencies under a single account number. Whether you are paid abroad, travel often, or support family overseas, you keep every balance exactly where you need it.

Hold and manage 20+ currencies including USD, EUR, GBP, JPY, and CAD in one place
Convert at live interbank rates with transparent pricing shown before every trade
One account number and routing details for all your currency balances

Open This Account Talk to an Advisor

$100 Min. opening deposit

20+ Currencies supported

0.75% FX fee from

$0 Monthly maintenance

All balances convert at live interbank rates with our FX pricing shown upfront - no hidden spreads, no surprise charges. Funds remain FDIC-insured and fully visible in online and mobile banking around the clock.

What You Get

Features & Benefits

Hold and manage 20+ currencies including USD, EUR, GBP, JPY, and CAD in one place

Convert at live interbank rates with transparent pricing shown before every trade

One account number and routing details for all your currency balances

Instant free transfers between your own currency wallets

Rate alerts notify you when a pair hits your target exchange rate

FDIC-insured balances with 24/7 access via web and mobile banking

Straightforward & Transparent

Requirements & Fees

What you need to open

Government-issued photo ID (passport or driver's license)
Social Security Number or Individual Taxpayer Identification Number
Proof of address issued within the last 90 days
Minimum opening deposit of $100
Completed online application (about 5 minutes)

Rates & fees

Monthly maintenance	$0 with $500 average balance, otherwise $4.95
Incoming wires	Free
Outgoing domestic	$15.00
Outgoing international	$25.00
Currency conversion	0.75% - 1.25% above interbank rate