High-Yield Savings Account

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Savings Account

Put your money to work with a variable 4.35% APY - roughly ten times the national savings average - while keeping the freedom to withdraw whenever life happens. Interest compounds daily and posts monthly, so every dollar earns from day one.

Variable 4.35% APY, among the most competitive rates nationwide
Interest compounded daily and credited to your account monthly
No lock-in period - withdraw up to six times per statement cycle at no charge

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4.35% Variable APY

$250 Min. opening deposit

$0 Monthly fee

Daily Interest compounding

There are no lock-in periods, no minimum balance penalties, and no monthly service charge when you maintain a modest $300 average balance. Automate deposits from any checking account and watch your goals fund themselves.

What You Get

Features & Benefits

Variable 4.35% APY, among the most competitive rates nationwide

Interest compounded daily and credited to your account monthly

No lock-in period - withdraw up to six times per statement cycle at no charge

Automated savings rules round up purchases or schedule recurring transfers

FDIC insured up to applicable limits

Zero-cost mobile deposits and instant transfer links to your Crestline checking

Straightforward & Transparent

Requirements & Fees

What you need to open

Government-issued photo ID
Social Security Number or ITIN
Minimum opening deposit of $250
U.S. residential address and contact details
Completed application with linked funding source

Rates & fees

Monthly maintenance	$0 with $300 average balance, otherwise $3.50
Excess withdrawals	$5.00 beyond six per cycle
Paper statements	Free
Wire transfers (domestic)	$15.00
Account closure (within 90 days)	$10.00