A Fixed Deposit pays a guaranteed interest rate for the term you choose - anywhere from three months to five years. Your rate never moves with the market, and your maturity value is known the moment you open the deposit.
It is the simplest way to protect returns in an uncertain market: choose a term, fund the deposit, and let it mature. Interest can be paid out monthly for income or reinvested to compound until maturity.
Guaranteed fixed rate for the full term - immune to market swings
Flexible terms from 3 to 60 months with tiered rates for larger deposits
Choose monthly interest payouts for income or full reinvestment until maturity
Automatic renewal at maturity with a 10-day grace window to make changes
FDIC insured up to applicable limits
Ladder multiple deposits to blend access with long-term yield
| Opening & maintenance | Free |
| Early withdrawal | 90 days' interest on terms under 12 months; 180 days' otherwise |
| Renewal | Automatic, no charge |
| Monthly interest payout | Free to linked Crestline account |
| Paper maturity notices | Free |
Apply online in minutes - most applications are approved the same business day.
Checking
Fee-free everyday banking with mobile deposit, instant alerts, and a debit card that works everywhere.
Currency
Hold, send, and receive multiple currencies from one secure account.
Savings
Earn one of the best rates in the market while keeping full flexibility.
Digital
Trade digital assets and markets with bank-grade custody and controls.
Invest
Tiered high-yield returns with check-writing access when you need liquidity.