Investment Account

Fixed Deposit Account

A Fixed Deposit pays a guaranteed interest rate for the term you choose - anywhere from three months to five years. Your rate never moves with the market, and your maturity value is known the moment you open the deposit.

  • Guaranteed fixed rate for the full term - immune to market swings
  • Flexible terms from 3 to 60 months with tiered rates for larger deposits
  • Choose monthly interest payouts for income or full reinvestment until maturity
Fixed Deposit Account
3 - 60 months Terms available
5.10% Top fixed APY
$500 Min. opening deposit
Monthly payout or compounded Interest options

It is the simplest way to protect returns in an uncertain market: choose a term, fund the deposit, and let it mature. Interest can be paid out monthly for income or reinvested to compound until maturity.

What You Get

Features & Benefits

Guaranteed fixed rate for the full term - immune to market swings

Flexible terms from 3 to 60 months with tiered rates for larger deposits

Choose monthly interest payouts for income or full reinvestment until maturity

Automatic renewal at maturity with a 10-day grace window to make changes

FDIC insured up to applicable limits

Ladder multiple deposits to blend access with long-term yield

Straightforward & Transparent

Requirements & Fees

What you need to open

  • Government-issued photo ID
  • Social Security Number or ITIN
  • Minimum opening deposit of $500
  • Existing Crestline checking or savings account for interest payouts
  • Signed deposit agreement selecting term and interest option

Rates & fees

Opening & maintenance Free
Early withdrawal 90 days' interest on terms under 12 months; 180 days' otherwise
Renewal Automatic, no charge
Monthly interest payout Free to linked Crestline account
Paper maturity notices Free

Ready to open your Fixed Deposit Account?

Apply online in minutes - most applications are approved the same business day.

Start Application

Explore More Options

Other Account Types

Checking

Everyday Checking Account

Fee-free everyday banking with mobile deposit, instant alerts, and a debit card that works everywhere.

Currency

Multi-Currency Account

Hold, send, and receive multiple currencies from one secure account.

Savings

High-Yield Savings Account

Earn one of the best rates in the market while keeping full flexibility.

Savings

Tax Savings Account

Set aside money for tax season automatically and earn while you save.

Digital

Trading & Digital Account

Trade digital assets and markets with bank-grade custody and controls.

Business

Business Account

Everything your business needs to collect, hold, and move money.

Wealth

Gold Savings Account

Build wealth in allocated physical gold without storage hassles.

Invest

Money Market Account

Tiered high-yield returns with check-writing access when you need liquidity.