Checking Account
Everyday Checking Account
Everyday Checking keeps daily banking simple: no monthly maintenance fee with a qualifying direct deposit, no minimum balance games, and a debit card accepted worldwide. Pay bills, split costs with friends, and track every purchase automatically in the app.
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No monthly maintenance fee with a qualifying direct deposit
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Free debit card with worldwide acceptance and contactless payments
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Mobile check deposit with funds available as soon as next business day
$25
Min. opening deposit
$0
Monthly maintenance
Up to $15/mo
ATM fee refunds
Included
Overdraft protection
Instant push alerts keep you in control of every transaction, while overdraft protection linked to your savings account means an honest mistake never turns into a costly one.
What You Get
Features & Benefits
No monthly maintenance fee with a qualifying direct deposit
Free debit card with worldwide acceptance and contactless payments
Mobile check deposit with funds available as soon as next business day
Instant transaction alerts and real-time spending insights
Fee refunds up to $15 per month at out-of-network ATMs nationwide
Free overdraft protection transfers from your linked savings account
Straightforward & Transparent
Requirements & Fees
What you need to open
- Government-issued photo ID (passport or driver's license)
- Social Security Number or Individual Taxpayer Identification Number
- Proof of address issued within the last 90 days
- Minimum opening deposit of $25
- Completed online application (about 5 minutes)
Rates & fees
| Monthly maintenance | $0 with direct deposit, otherwise $6.95 |
| Non-sufficient funds | $0 - declined items are never charged |
| Out-of-network ATM | Refunded up to $15/month |
| Paper statements | Free electronic; $2.00 paper |
| Debit card replacement | First is free, then $5.00 |
Ready to open your Everyday Checking Account?
Apply online in minutes - most applications are approved the same business day.
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